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Individual Guarantees in the Fisheries Sector

Individual Guarantees in the Fisheries Sector

Stage of the instrument:

Maritime and Fisheries Programme

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Instrument description

Financial resource

  • EUR 2.68 million public resource for individual guarantees

  • expected volume of guaranteed loans for final recipients over EUR 3.4 million

Objectives of the instrument

  • Stimulating lending in the sector for sustainable and viable projects;

  • overcoming the difficulties of final recipients in their access to finance due to lack of sufficient collateral, high interest rates, high risk assessment of banks.

Final recipients

  • enterprises in the sector (fish farming, aquaculture, fish and fish products processing);
  • according to the eligibility conditions laid down in the strategies of the Local Fisheries Initiative Groups.

Type of funding

  • Financing in accordance with the measures of MFP for:
    • productive investments in aquaculture in the 'Recirculation systems' and 'Construction of new and extension and modernisation of existing aquaculture farms' sectors;
    • encouraging new aquaculture producers developing sustainable aquaculture;
    • implementation of Community-led local development strategies;
    • processing of fisheries and aquaculture products.
  • investment loans, investment-related working capital financing (excluding revolving credit and/or overdraft) and finance leases;
  • stand-alone loans or loans in combination with grants for projects financed under MFP 2014-2020;
  • a repayment period from 12 months to 10 years;
  • a principal grace period of up to 36 months for investment loans and up to 12 months for working capital loans;

  • individual guarantees from the Fund of Funds of up to 80% of each loan granted with a maximum guaranteed coverage of BGN 1 million, subject to the conditions of the applicable State aid regime.

Source of public resource

Maritime and Fisheries Programme 2014-2020 (MFP), co-financed by the European Maritime and Fisheries Fund 2014-2020.

Current stage of the instrument:  investment period completed on 31.12.2023

Individual Guarantees in the Fisheries Sector
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Source of public resource
Maritime and Fisheries Programme ( 2014 - 2020 )
Current stage of the instrument

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