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Risk-Sharing Micro-Finance Facility

Risk-Sharing Micro-Finance Facility

Stage of the instrument:

Operational programme "Human Resources Development"

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  • Risk-Sharing Micro-Finance Facility
    1. Market consultations
    2. Preparation of the documentation
    3. Application of financial intermediaries
    4. Review of offers and negotiations with candidates
    5. Selected financial intermediaries
    6. Funding of final recipients
    €8,60M

Instrument description

Financial resources

  • public resources in the amount of over EUR 8.6 million;

  • additional private co-financing from the financial intermediaries.

Goals of the instrument

  • improve access to financing for the seeding and development of start-ups;

  • support social entrepreneurship;
  • promote entrepreneurship among vulnerable groups.

Final recipients

  • companies and self-employed persons registered not more than 5 years ago, including enterprises whose owners are from vulnerable groups such as unemployed for more than 6 months, young people aged 29 or less, people with disabilities;
  • social enterprises.

Type of financing

  • investment loans or working capital loans in an amount of up to EUR 25 000;

  • an option for a small loan of up to EUR 2500;

  • a repayment term of up to 10 years;

  • an option for a grace period of up to 3 years on the loan principal and on interest;

  • for the purpose of acquisition of tangible and non-tangible assets for business development or expansion of activities of the enterprise or the self-employed person or to cover other costs linked to the core business operations.

Source of the public resources

Operational Programme Human Resources Development 2014 — 2020

Current stage of the instrument: in a reinvestment period until 2031

Risk-Sharing Micro-Finance Facility
Risk-Sharing Micro-Finance Facility

Financial intermediaries

For more information regarding the process and steps for approval of financing, you can contact our financial intermediaries.
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Source of public resource
Operational programme "Human Resources Development" ( 2014 - 2020 )
Current stage of the instrument
End Recipient Financing

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